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Should you follow a hit-and-run driver after an accident?

On Behalf of | Jan 17, 2025 | PERSONAL INJURY (PLAINTIFF) - Car Accidents

Experiencing a hit to your car can be disorienting. It can be especially upsetting when someone hits your car and then drives away without stopping. When this happens, you can’t exchange insurance information or gather details about the other driver, putting you in a hit-and-run situation. This raises the question: Should you chase after the hit-and-run driver?

Why pursuing a hit-and-run driver can be dangerous

Following a hit-and-run driver can be dangerous and is often not in your best interest. While it’s understandable to feel upset, chasing the other driver could lead to further accidents or put you in harm’s way. Instead, prioritize your safety and focus on gathering information. Try to remember details about the vehicle that hit you. If possible, take note of the following:

  • Color
  • Make
  • Model
  • License plate number

After safely moving your vehicle out of traffic, call the police immediately to report the incident. Law enforcement keeps records of these incidents. Once you grab ahold of that report, it can help support your insurance claim later on.

Let the police take over

Without finding the driver who hit you, you could miss out on additional compensation their insurance should cover. This is why it’s important to report the incident to the police and provide as much information as you can. If the police later locate the driver, you could potentially receive further compensation from them, especially if they’re to blame for the accident. But your safety should always be the priority, so it’s best to let the authorities handle the pursuit.

What your insurance can cover

In Indiana, you need to have car insurance once you purchase a vehicle. Even in a hit-and-run, you may be able to receive compensation from your own insurance, depending on your coverage. However, relying only on your insurance has drawbacks. Your rates might go up, and you might not get paid for all your damages. Consider seeking a legal professional to help you in such a challenging situation.

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